Thrift of the People.

Only a portion of this amount can be considered as representing the savings of the people, as the Bank is oftentimes used as one of convenient deposit for trust moneys, &c., that may be required at short notice.

The Gas Works, Freezing Works, Sash & [unclear: i] Companies, various Dairy Factories, Building, [unclear: In] ment, Friendly, and other Societies bear ample [unclear: testis] to the soundness of the financial position of this [unclear: dis] whilst through its landed estate it possesses the [unclear: me] an ever-advancing prosperity.

A stranger in his wanderings cannot fail to the large number of pretty, healthy, and ncatly-[unclear: d] children, whilst in no direction can be found either [unclear: s] or want. On the contrary, on any road that [unclear: n] visited on a market day can be seen a success farmers driving their own comfortable vehicles [unclear: te] the town. Ask nine-tenths of them the amount of [unclear: o] they had invested in their farms, and they could [unclear: wis] greatest truth state but little more than their [unclear: energ] forethought. It is true but few have spare money, [unclear: b] arises from a plethora in production. Such a fact [unclear: m] direct attention to measures for changing this [unclear: st] affairs, which may be considered in conjuction [unclear: wi] advantages derivable from a well organised