Insurance.

In consideration of the low rates charged, the Government ought to be relieved from all responsibility as carriers; but I think that an insurance department should be started in connection with the railways, where, by payment of a small fee, the Government would insure life, limb, or the safe delivery of goods. This would help the revenue, and also put the expense on the right shoulders. It is not fair that the general public should pay for covering the risks of those who use the railways.