Savings' Banks.

31. Two kinds of Savings' Banks exist in Victoria—the ordinary Savings' Banks, which were established in 1842, and the Post-office Savings' Banks, which were established in 1865, page 23 Of the former there are II, and of the latter 185. According to the returns for 1879, the number of depositors in the two institutions was 82,941, who had to their credit £1,520,296, or an average of £18 6s. 7d, to each depositor. The highest rate of interest savings' banks are permitted to give on moneys left on deposit is 4 per cent. The full rate is paid by both kinds of institutions.