Oh! Credit! Credit!

If people would only reason with themselves they would say "What fools we are! "We flatter ourselves we are knowing traders and smart men of business, and we cry out against the hard times. But we blind ourselves to the very factors of those hard times; we permit abuses and monopolies to exist, and to be perpetuated by the sanction of the State; and though, by the removal of a small and unpretentious evil—the six years Statute of Limitations—we could hurl the terrible structure of hard times to the ground, we refuse to better ourselves and go on day by day in the same old groove of long credits, bankruptcies, social sufferings and debt, until the financial condition of society will soon be rotten and disgraceful!"