Davis, W. F., Hair-dresser and Tobacconist, corner of The Square and Main Street, Palmerston North. This business was established in the year 1904 by the present proprietor, and occupies a corner shop with a verandah. The saloon is fitted up with four modern chairs, and a good stock of fancy goods, tobaccos, and cigars is maintained. Mr. Davis was born in Wellington, and learned his trade under Mr. D. D. Hyde, with whom he remained for sixteen years before starting on his own account.

Lovejoy, Thomas, Hair-dresser, Tobacconist, Billiard Saloon Proprietor, and Insurance Agent, Terrace End, Palmerston North. The shop and hair-dressing department of this business were established in the year page 680 1903, and the billiard saloon in the year 1905. The premises consist of a shop, a well-appointed hair-dressing saloon, and the billiard saloon, with two tables. The shop carries an assortment of tobacconists' requisites, and an excellent trade is done. Mr Lovejoy was born in Wellington in the year 1874, and was educated and served his time as a machinist in a sash and door factory in Palmerston North. He followed his trade for about ten years, and then became agent for the Ocean Accident Insurance Company, which he has conducted with considerable success. Mr. Lovejoy has been a member of the Fire Brigade for eighteen years, is foreman of the Terrace End section, secretary of the Palmerston North centre of the League of New Zealand Wheelmen, and a member of other local organisations. He is married, and has two children.

Bunting, photo.
Mr. T. Lovejoy.

White, Joseph George, Hair-dresser and Tobacconist, Rangitikei Street, Palmerston North. This establishment includes a fine shop and a hair-dressing saloon, with two chairs. A general stock of tobacco and fancy goods is maintained, and two persons are employed. Mr. White also holds agencies for phonographs, bicycles, cycling accessories, and sporting requisites. He was born in Queensland, Australia, in the year 1865, and came to New Zealand at an early age. He was educated at Hokitika, and was afterwards apprenticed to the hair-dressing trade under Mr. John Glasson, of Christchurch. Subsequently for a time he carried on business in Christchurch, then removed to Melbourne, and conducted a hair-dressing saloon there for about twelve months. On his return to the Dominion he spent some time in Christ-church and Hawke's Bay before establishing his present business. Mr. White is a member of the Manawatu Agricultural and Pastoral Association, the Palmerston North Coursing Club, the local lodge of Druids, and the Loyal Orange lodge.