Collins, Frederick Walter, Watchmaker and Jeweller, Emerson Street, Napier. Mr. Collins first started in business in 1880, when he opened a shop in Emerson Street. Later on, however, he conducted a large business for nearly eleven years in Hastings Street, and in the early part of 1905 he bought his present business. The premises are conveniently appointed, and a good stock of manufactured and imported jewellery is carried; four experienced workmen are employed. Mr. Collins was born at Peckham, London, England, in the year 1853, and came to New Zealand at an early age in the ship “African.” He was educated at public schools, and afterwards served an apprenticeship to the jewellery trade in Auckland. Later on, he gained three years' experience in a large Sydney house, then returned to New Zealand, and settled in Napier. Mr. Collins takes a keen interest in the Working Men's Club, of which he has been president.