New Zealand Insurance Company , Oamaru Branch, Itchen Street, Oamaru. Mr. J. B. Grave, manager. P.O. Box, 92. Bankers, Bank of New Zealand. The Oamaru office of the pioneer insurance company in New Zealand was established many years ago; the district controlled from Oamaru, includes the country lying between the Waitaki river and the Horse Range, and there are nine or ten sub-agents under the control of the local manager.

Mr. James Burton Eustace Crave , Manager of the New Zealand Insurance Company, was born at Oamaru in 1868, and educated at the North school. He entered the service of the company as a junior in January, 1883, and was promoted in October, 1892, to the position he now holds. Mr. Grave is also local agent for the New Zealand Accident Insurance Company and for the Colonial Mutual Life Association. He takes an interest in the Caledonian Society, with which he has long been connected, and of which he has been a director. Mr. Grave was for nine years a member of the I Battery of Artillery, New Zealand Volunteers.

Mr. J. B. E. Grave.

South British Insurance Company . Oamaru Branch, Thames Street, Oamaru. Telephone, 33. P.O. Box, 71. Bankers, Bank of New Zealand. The local office of this well known company is in a portion of the Bank of New Zealand building, on the page 530 ground floor. The branch was established about 1875, up to which the business of the company in Oamaru had been worked by means of an agency. Now the district controlled by the local branch extends to the Waitaki river on the north, and to Hampden on the south. Mr. H. M. Roxby is the company's resident representative.

Mr. Herbert Maude Roxby , the Agent of the South British Insurance Company in Oamaru, was born in Oamaru in 1861. He was educated at the Oamaru Grammar School, and entered the service of the company as a junior in 1881, and was appointed local agent on the 1st of February, 1886. Mr. Roxby is connected with the North Otago Golf Club, of which he is honorary secretary.

Mr. H. M. Roxby.

Government Insurance Department (Oamaru Branch), Thames Street, Oamaru. This office is in a portion of the old post office building, and the district controlled from Oamaru extends from Waitaki to Palmerston, there being several sub-agents. Mr. A. W. G. Burnes is the resident agent.

Mr. Oswald Henry Pinel , Chief Clerk in the Government Insurance Department. Dunedin, was born at Seacombe, near Birkenhead, England, in 1856, and was educated at Victoria College, Jersey. Hearrived in Wellington by the ship “Maraval,” in 1880, joined the Government Life Insurance Department as clerk in 1884, and was appointed to the charge of the Oamaru district in November, 1888. In May, 1902, Mr. Pinel was appointed Chief Clerk of the Dunedin district office.