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The Pamphlet Collection of Sir Robert Stout: Volume 78

[explanation]

This table is provided to meet the requirements of those who., while wishing to provide for the event of death, are willing to pay a higher premium in order to draw increased benefits in the event of surviving. The table therefore provides for £100 and accrued bonuses to be paid in the event of death within a given term of years, and £200 and accrued bonuses to be paid in the event of surviving the term; or, in other words, An endowment assurance of £100 payable with bonuses at death or maturity, and a special bonus of £100 payable in the event of maturity only.

Of 1,000 persons at age 30 able to pass a medical examination, 800 should be alive twenty years hence to draw the increased benefits, and by this table would secure a better return for their premiums than under the ordinary endowment-aassurance table, while those who die receive the ordinary benefit and bonuses only.

This class of assurance is deservedly popular, and assurances for over £1,000,000 have been issued by the Department under the table during the last ten years.

A special feature of the policy is that the premiums are the same for all ages from 15 upwards, provided the age at maturity is not greater than 70, the chance of drawing the money by death being counterbalanced by the decreased chance of receiving the double benefit.

Under this table policies cannot be issued to mature at a greater age than 70.

Double-endowment assurance policies participate in the many liberal conditions and privileges allowed to policy-holders in the Department.

Torn of Years. £100 IF DEATH OCCUR DURING THE TERM. £200 IF ASSURED BE ALIVE AT END or TERM.Tourn of years. Yearly. Half Yearly Quarterly. Monthly. Four-Weekly. £ s. d.£ s. d.£ s. d.£ s. d.£ s. d.353 15 01 18 50 19 80 6 90 6 236304 12 02 7 21 4 20830 7 730255 16 02 19 51 10 50 10 50 9 725207 14 03 18 112 0 30 13 100 12 9201511 0 05 12 92 17 90 10 80 18 2151017 12 09 0 54 12 51 11 61 9 110

Table D.

Double-Endowment Assurance (with Profits).

Premiums for an Assurance of £100, payable if Death occur during the term, and an Endowment of £200, payable if the Person assured be alive at the End of the Term.

Age at matuarity must not exceed 70.