Help of a Strong Bank.

in raising loans, gradually to take up expiring mortgages on improved agreements. If the Government would take the matter up, as they have such subjects as Railways and Government Life Assurance, it would be a grand thing for this colony, as it would mean a lowering of what is practically the farmers' rent by from 20 to 50 per cent. But I think that the only safe way in which the State can take entire control of such an arrangement is by a gradual payment of the principal on a plan to which I shall presently allude.; But, unless this plan be adopted, I now think that